Consider applying for the Citi Diamond Preferred card. This card has a number of features that can help you get your finances back on track.
For starters, the Citi Diamond Preferred card comes with a free FICO credit score online. This is a huge perk, as it allows you to keep track of your credit rating and make sure that you’re on the right track. Additionally, the card allows you to choose your payment due date. This is extremely helpful for those who pay their credit card bills around their paycheck schedule and need maximum flexibility.
So if you’re looking for a credit card that can help you get your finances back on track, the Citi Diamond Preferred card is a great option.
Balance transfer credit cards offer an introductory 0% annual percentage rate (APR) on existing balances that you transfer over from other credit cards. This introductory rate applies to the transferred debt for anywhere from 12 to as many as 21 months from when you first open the card. That means if you transfer your balance now, you could pay no interest on your debt until the end of 2021.
The best balance transfer credit cards of 2023
Our top picks are the best cards for balance transfers based on the following factors:
When it comes to transferring a balance, there’s no one-size-fits-all solution. That’s why we’ve selected the best overall card, the best card for long transfers and the best cards for flat-rate and bonus rewards. So whether you’re looking for the best overall card or the best card for your specific needs, we’ve got you covered.
Citi® Diamond Preferred® Card: The best card for transferring a balance, thanks to its long 0% intro APR period and low fees.
U.S. Bank Visa® Platinum Card: If you need more time to pay off your transferred balance, the U.S. Bank Visa® Platinum Card offers the longest 0% intro APR period of any card.